Export Finance
Working Capital Loans provide immediate funding support for day-to-day business operations, payroll, and inventory management. They help maintain consistent cash flow and operational efficiency.
Types Of Export Finance
Working Capital Loans can be categorized into multiple types based on funding needs and repayment terms.
Short-Term Loans
Fixed-tenure loans for temporary cash needs.
Overdraft Facility
Allows withdrawal beyond account balance.
Invoice Financing
Converts pending invoices into instant cash.
Trade Credit
Credit provided by suppliers for material purchases.
Letter of Credit
Bank guarantee for import/export transactions.
Revolving Credit Line
Continuous credit access within a limit.
Why Export Finance Is Important?
Cash Flow Management
Stabilizes day-to-day operations.
Flexible Repayment Options
Tailored loan tenures for different business sizes.
Collateral-Free Options
Unsecured loans available for SMEs.
Quick Approval
Fast processing to meet urgent business needs.
FAQs
What is a working capital loan?
It funds operational expenses like salaries, rent, and raw materials.
Who can apply?
Any business with regular turnover.
Is collateral needed?
Optional—many loans are unsecured.
What’s the repayment tenure?
They vary by lender and loan type.
Are interest rates fixed?
It keeps business operations uninterrupted during cash shortages.